Get the Best Loan Against Property (LAP) Rates!

Starting from 8.5% p.a. on Loan Against Property

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No credit score impact

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Approval in 24 hrs

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Minimum documentation

Check Your Loan Against Property Eligibility

Enjoy instant approval & processing

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* Loan eligibility and approval are subject to lender criteria, credit score, and other financial factors. Minemi.ai does not guarantee loan approval.

Calculate Your Loan Against Property EMI

Your Monthly EMI is

₹0

for 3 years

Total Interest

₹0

Total Amount

₹0

Loan Amount

Total Interest

Loan Amount

Min ₹1,00,000

Max ₹5,00,00,000

Rate of Interest

Min 8.5%

Max 20%

Loan Tenure

Min 1 year

Max 30 years

Get started in 4 simple steps

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Submit your property & financial details

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Get a pre-approval call from our lending partner

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Property valuation & legal check

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Loan Disbursement upon approval

What You’ll Get After Filling the Form

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Your Maximum Loan Against Property (LAP) Eligibility.

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The Best Loan Against Property Interest Rate.

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Property Valuation & Legal Verification Insights.

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Personalized Approval Improvement Tips.

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Sample Loan Against Property (LAP) Rates from Top Banks

Name of LenderInterest Rate (p.a.)Processing Fees
State Bank of India8.50%₹1,250/-
HDFC Bank8.75%₹1,250/-
ICICI Bank8.75%₹1,250/-
Bank of Baroda8.40%₹1,250/-
Punjab National Bank8.40%₹1,250/-
Axis Bank8.75%₹1,250/-

Why Choose MinEmi for Loan Eligibility?

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Your highest loan eligibility based on your credit profile.

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The best interest rate to help you negotiate with banks.

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Insights on how banks evaluate your creditworthiness.

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Actionable tips to boost your loan approval chances.

Testimonials

Priya

Pune

Had a great experience regarding credit. They just provide you instant credit in time of need. Thanks a lot for helping me.

Priyesh Shah

Bhopal

Had a great experience regarding credit. They just provide you instant credit in time of need. Thanks a lot for helping me.

Frequently asked questions

What is a Loan Against Property (LAP)?

What types of properties are eligible for LAP?

What is the maximum tenure for a Loan Against Property?

How is my LAP eligibility calculated?

Can I get a Loan Against Property if I have an existing home loan?