Find the Best Personal Loan: Compare, Save, and Apply Smartly!

Compare personal loans from India's top lenders to find the lowest EMIs and best rates tailored to your needs. Make smarter financial decisions with Minemi.

Best Personal Loan Lenders of June 2025

The best personal loan lenders offer affordable monthly payments at a rate that fits your budget. Compare personal loans from multiple lenders before making a choice.

Lender
Minemi Rating
Est. APR
Loan Amount
Min. Credit Score
HDFC Bank
HDFC Bank
Best for existing bank customers
5
/5
10.50-21.00%₹50,000 - ₹40,00,000750
Bajaj Finserv
Bajaj Finserv
Best for quick disbursals
4.5
/5
11.99-16.00%₹1,00,000 - ₹20,00,000750
Aditya Birla Finance
Aditya Birla Finance
Best for borrowers with good to excellent credit
5
/5
10.99% - 24.00%₹50,000 - ₹25,00,000700
Piramal Finance
Piramal Finance
Best for self-employed individuals
4.5
/5
12.50% - 20.00%₹50,000 - ₹30,00,000720
ICICI Bank
ICICI Bank
Best for existing bank customers
5
/5
10.25% - 19.75%₹50,000 - ₹35,00,000750
Yes Bank
Yes Bank
Best for existing bank customers
4.2
/5
11.50% - 24.00%₹1,00,000 - ₹20,00,000700
L&T Finance
L&T Finance
Best for existing bank customers
4.3
/5
12.00% - 18.50%₹50,000 - ₹15,00,000720
Fibe
Fibe
Best for existing bank customers
4.4
/5
14.00% - 27.00%₹5,000 - ₹5,00,000650
Kredit Bee
Kredit Bee
Best for existing bank customers
4.3
/5
15.00% - 30.00%₹10,000 - ₹3,00,000650
Bank of Baroda
Bank of Baroda
Best for existing bank customers
5
/5
10.50% - 18.75%₹1,00,000 - ₹40,00,000750
Tata Capital
Tata Capital
Best for flexible repayment options
4.6
/5
11.99% - 22.00%₹75,000 - ₹25,00,000720

Many, or all, of the products featured on this page are from our partners who compensate us when you take certain actions on our website or click to apply on their website. However, this does not influence our evaluations. Our opinions are our own.

Top Picks for Personal Loans

We've analyzed dozens of personal loan options to bring you the best lenders for different needs.

Best for Overall

HDFC Bank
HDFC Bank
5
/5
Est. APR
10.50-21.00%
Loan amount
₹50,000-₹40,00,000
Min. credit score
750

Best for Fast Disbursals

Bajaj Finserv
Bajaj Finserv
4.5
/5
Est. APR
11.99-16.00%
Loan amount
₹1,00,000-₹20,00,000
Min. credit score
750

Best for Self-Employed Individuals

Piramal Finance
Piramal Finance
4.5
/5
Est. APR
12.99-20.99%
Loan amount
₹1,00,000-₹15,00,000
Min. credit score
680

Best for Low Interest Rates

IDFC First Bank
IDFC First Bank
4.5
/5
Est. APR
10.49-18.00%
Loan amount
₹30,000-₹30,00,000
Min. credit score
725

Best for Flexible Repayment Options

Tata Capital
Tata Capital
4
/5
Est. APR
10.99-19.99%
Loan amount
₹75,000-₹25,00,000
Min. credit score
700

Why Choose Minemi

Lower Your EMI

Compare loans from multiple lenders to find the lowest interest rates and save more on your monthly EMIs.

Instant Eligibility Check

See your personalized loan options in minutes without affecting your credit score.

No Hidden Fees

We provide transparent and unbiased loan comparisons with no hidden charges or surprises.

What Our Users Say

Rahul Sharma

Mumbai

Minemi helped me find a personal loan with an interest rate 2% lower than what my bank offered. The comparison tool was easy to use and saved me thousands of rupees!

Priya Patel

Bangalore

I was hesitant about applying for a personal loan until I found Minemi. Their eligibility checker showed me exactly what I qualified for without affecting my credit score.

Amit Verma

Delhi

The loan comparison feature is fantastic! I could easily see all the options side by side and choose the best one for my needs. Highly recommend Minemi to anyone looking for a loan.

Find Your Best Loan in 2 Minutes!

Compare personal loans from India's top lenders and find the perfect option for your financial needs.