Lower EMI Balance Transfer - Minemi
★4.8 · 12,000+ helped

Upgrade your loan. Lower rate, more funds, one EMI.

Need funds without another EMI burden? Move your existing loan to a lower rate and take the extra money on it.

How much more do you need?

Free. No impact on credit score. No spam calls.

What an upgrade gives you

Lower rate on the whole loanYour old loan was priced on your old profile, often at 16 to 24%. The upgrade re-prices the full amount at today's rates, starting 10.5%.
More funds, still one EMISay you earn ₹50,000 and pay ₹25,000 EMI. A new ₹5 L loan adds ₹10,700 on top. Upgraded, the whole thing is one EMI of about ₹27,900.
Tenure you can manageSpread over a tenure that fits your salary, so the EMI stays comfortable. Prepay anytime if you want to close faster.

How it works

  1. 1
    Tell us how much more you needAnd what you earn and pay now. No documents.
  2. 2
    See your upgrade offerNew rate, extra funds, one EMI. After a soft check, score stays the same.
  3. 3
    Money in your accountOld loan closed, upgraded loan starts. One EMI from next month.

Why people trust MinEMI

✓Loans only from RBI-regulated banks and NBFCs
✓Member of FACE, the fintech industry body
✓Your details are never sold. No spam calls.
✓Built by bankers with 11+ years in lending

Lower rate. More funds. One EMI.

Free check, 2 minutes.

MinEMI (Easyway Fintech Private Limited) is a loan facilitation platform, not a lender. Member, FACE. EMI figures shown are indicative estimates based on the details you enter, an assumed rate and tenure, and partner lender criteria; they are not a loan offer, sanction or guarantee. Foreclosure charges of your existing lender may apply. Final approval, rate, amount and tenure are at the sole discretion of partner banks and NBFCs.

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