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You are in a BAD 😞 Shape
Great news! Your credit score is in good shape. Access a wide range of financial opportunities with competitive rates.
Factors Banks Consider Apart From Credit Score
Factor - 1
Income Stability
A Higher income could have increased your loan approval chances.
Factor - 2
Debt-to-Income Ratio
Your debt-to-income ratio is healthy, supporting a strong loan eligibility.
Factor - 3
Employment History
Your stable employment history enhances your financial credibility and supports loan approval.
Factor - 4
Existing Liabilities
Your existing liabilities are manageable, supporting your ability to handle additional financial commitments.
Based on your above Credit Score
You are in a BAD 😞 shape!
Financial Health Overview
You may qualify for a lower loan amount than requested. Consider reducing obligations or increasing income to enhance eligibility.
YOU ARE ELIGIBLE FOR....
Our recommendation regarding your loan approval
1. Loan Consolidation
2. Reduce Credit Card Utilization
3. Avoid New Credit Applications
4. Increase Income or Lower FOIR
5. Consider Secured Loans
6. Maintain Timely Payments